Financial Planners
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Choices for You... Working for You...
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Choices for You... Working for You...
WHOLE LIFE
PLANS
PLANS
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Financial Planners
----------------------------------- Choices for You... Working for You... |
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WHOLE LIFE
PLANS |
Our unique role of "many-product-range" was strictly created for the benefit of our client. Our role started in May 1997 and we are already a pioneer in this kind of financial services in Singapore. With experience in this "comprehensive-solution- source", our views are completely different from the "one-company" role. As such, we are able to offer you multiple solutions to any of your Financial Needs. We truly work for the benefit of our client. With a wide range, surely there are some products that are a better value than others. Ultimately, you benefits from these differences from our supermarket of Financial Products obtained from the various Financial Institutions. |
| Accident Plans |
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| Plans that Cover Life in the areas Death & Disability. Some include Dreaded-Disease. Ever in Retirement, you will continue to need coverage especially in the area of "Dreaded-Diseases". With Life Expectancy increase, you will need this coverage ever more urgently or all you hard-earned retirement will be depleted in "medical-care". It is different from Hospital one. In situation like this, it helps to heal you (getting the best to cure your illnesses) and you continue to live longer but you will be left with lesser retirement fund. So, why hold this responsibilities, pass it out our "sharing company". Check out which plan will do good for you in Life coverage. To find out more, Ask MAA | ||||||||
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| 1.TM Legacy (LP) with Limited Premium Payment -10,15,20 & 25 years) Can add DD Accel Rider (Max Entry age is 55) |
-Nil- | -Nil- |
1 Guaranteed Assurance 1 (Non-Par) age 1-65 Has Cash Value. Add CI to accelerate payouts 2. HSBC Life Protector (min SA - $30K)with Death/TPD cover. Can add CI to accelerate. Limited premium payment till age 99 or for 20 yrs 3. Life EnRich Plan (Whole Life with anticipated Endowment from age 55/62 & limited premium payment to age 55/62. Max entry age 56, Min SA-$50K. Choices of payout. Can add CI to accelerate payouts. 4. Child Enrich - Endowment + (Wholelife Limited pay for child of 1 to 13 yrs old. Min SA-$30K. Limited premium payment t0 age 18 or 21. Coupon payout in lump sum, deposit or over 3-4 yrs. SA double at payout age. Payout amt is 100% of SA. Cover Dealth but no TPD. |
1. Whole Life-Senior Plan (10 Yr limited payment for ages 50-70) Lien imposed from yr 1 to 5 on death &TPD 2. Limited Premium Protection (EV) Pay for 20 Yrs or till age 64 last birthday. Max entry age for 20 Yr pay is 60 last birthday & 55 LB for prmium up to age 64 3. Protection Plan (pay to age 84) |
1. Life Protector 1 - with premium payment
of 20 Years & to age65) 2. Life Protector Plus (can add CI) 3. Manulife 3G Plan (Limited premium - 10 Yrs with yrly coupons payable from end of yr 10. 2% od SA Guaranteed & 2.2% projected. (Can add Rider Critical Care Waiver/Manu Term) Coupon paid will not affect Dealth Benefit. |
1. Maxi Life V ( 10, 15, 20, 25yr Limited payment. Min Sum Assured $50K. Accident Dealth- 3.5X plus all bonuses before 65 yrs old. Retirment benefit Option- starting from age 50 can collect mthly or yrly benefit for 10/15/20/25 yrs. Entry age 30 days to 70 yrs old Age last birthday. Choice pf % of Guaranteed + Non-G Cash values to pay Retirement Benefit. SA will reduces in proportion. Min Death/TPD benefit for first 15 ys is 130% of SA. 2. Maxi Future - Wholelife Limited pay premium of 8 yr. Guaranteed 2% coupon payout on SA from end of yr 12 onwards. Has Cash Dividend payable from end of yr 2. Min SA is $35K. 2% coupon payable for whole life. Death Benefit upon death still payable. |
| 2. TM Lifestyle (LP) with Limited Premium payment - 5,15,20 & 25 yrs) -Whole Life Policy with 4% coupon on Sum Assured payout from age 65 for Life. -1 time Accident Death Benefit before age 65 -Max Entry Age 60 -Sum Assured reduces with yrly payouts 3. Add Riders to make the Whole Life Plan with Dreaded Disease cover. |
1.IdealLiving (Premium pay till age 85) 2.IdealLiving 12 3.IdealLiving 21 (All with Guaranteed Premiums) |
-Nil- |
-As Riders- |
1. VivoLife - Limited pay (10,15,20,25 or to age 64 or 84) Choice to convert to annuity- to encash all bonuses or to encash % of Total Cash value, -50%, 80% or 100%. Can still retain some amt of protection with Critical Illnesses. | -As Rider- |
1. Maxi Life V with CI Shield - benefit is same as above, Maxi Life |
Update on 19 Aug 2008